The flood watch affects all five boroughs of New York City and nearby areas. Residents in basement apartments are particularly at risk and are advised to know their exits and be prepared to move to higher floors if heavy rain begins. The strongest storms could result in damaging winds and small hail, posing risks to property and safety. Beachgoers are also warned of life-threatening rip currents and are advised to avoid swimming if red flags are displayed or lifeguards are not present. The risk of flash flooding is heightened in areas where storms repeatedly occur. (Source: Gothamist, 21 Jul 2026)